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Full coverage: The cost of having full coverage rises significantly, to an annual cost of $3,113 per policy. Young adult drivers: Drivers in their 20s and younger typically pay significantly more for auto insurance than any other age group. The General’s annual cost for young adults is around $1,901.

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Not that long ago, the only way to get an insurance quote was by contacting an insurer over the phone or heading to a local insurance office. Today, that isn’t necessary. Many insu...

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