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What Is Mortgage Fraud? Any misrepresentation of information on a home loan application can be considered mortgage fraud, classified under Financial Institution ...If everything seems solid, you can contact your state attorney general’s office to see if a business is registered with the state. Loan companies are required by law to register before they can do business, so this is a great to see if they are legitimate. You can also check with your state’s bank regulator.

Aug 8, 2023 · Is Blue Wave Loans Legit? (Find Out Now) 24 views; 4 minute read Positive Customer Experiences. One of the strongest indicators of a legitimate lending platform is positive customer experiences. When researching Blue Wave Loans, you will come across numerous testimonials from satisfied borrowers who have had successful loan transactions with the platform.

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Loan-to-Value Ratio (LTV) The loan-to-value ratio is an essential concept to comprehend when discussing NHP loans. It refers to the percentage of the property’s value that the loan covers. For example, if you are purchasing a home worth $200,000 and your loan amount is $160,000, your LTV ratio would be 80%.

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